diff --git a/src/plugins/plugin.tooltip.js b/src/plugins/plugin.tooltip.js
index b39681ce2ca..8756eb03897 100644
--- a/src/plugins/plugin.tooltip.js
+++ b/src/plugins/plugin.tooltip.js
@@ -131,7 +131,8 @@ function createTooltipItem(chart, item) {
 
   return {
     chart,
-    label,
+    // If label is an array (multiline), join with ', ' for tooltip display
+    label: isArray(label) ? label.join(', ') : label,
     parsed: controller.getParsed(index),
     raw: chart.data.datasets[datasetIndex].data[index],
     formattedValue: value,
diff --git a/test/specs/plugin.tooltip.tests.js b/test/specs/plugin.tooltip.tests.js
index 94ae45b7246..26fab8821e5 100644
--- a/test/specs/plugin.tooltip.tests.js
+++ b/test/specs/plugin.tooltip.tests.js
@@ -1948,4 +1948,36 @@ describe('Plugin.Tooltip', function() {
       }]
     }));
   });
+
+  it('Should join multiline array labels with comma and space (issue #12049)', async function() {
+    var chart = window.acquireChart({
+      type: 'bar',
+      data: {
+        datasets: [{
+          label: 'Dataset 1',
+          data: [10, 20, 30],
+        }],
+        labels: [['Yellow', 'subTitle'], 'Point 2', 'Point 3']
+      },
+      options: {
+        plugins: {
+          tooltip: {
+            mode: 'index',
+            intersect: false,
+          }
+        }
+      }
+    });
+
+    var point = {
+      x: chart.chartArea.left + (chart.chartArea.right - chart.chartArea.left) / 6,
+      y: chart.chartArea.top + 5
+    };
+
+    var tooltip = chart.tooltip;
+    await jasmine.triggerMouseEvent(chart, 'mousemove', point);
+
+    // The title should show the label joined with ', ' not just ','
+    expect(tooltip.title).toEqual(['Yellow, subTitle']);
+  });
 });