It looks like there's a discrepancy between what [Stanford says the wording is](https://vaden.stanford.edu/sites/g/files/sbiybj20746/files/media/file/2023_2024_aetna_plan_design_benefits_summary_final.pdf) (e.g. with more exclusions for the infertility treatment benefit) and what [Aetna says the wording is](https://www.aetnastudenthealth.com/schools/stanfordu/pdbs2324.pdf). Please ask which of these wordings is the correct one.