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<!DOCTYPE html>
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<head>
  <meta charset="UTF-8" />
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  <title>Privacy Policy & Terms of Use</title>
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<body style="font-family: Arial, sans-serif; line-height: 1.6; padding: 20px; max-width: 900px; margin: auto;">
  <h1>Privacy Policy</h1>
  <p><strong>Effective Date:</strong> May 6, 2025</p>

  <p>Welcome to <strong>UPSC and BPSC Guide</strong>! Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application.</p>

  <h2>1. Information We Collect</h2>
  <ul>
    <li><strong>Device Information:</strong> Includes device model, OS version, and system language.</li>
    <li><strong>Usage Data:</strong> Includes pages/screens visited, features used, and time spent in the app.</li>
    <li><strong>Advertising ID:</strong> Collected and used to serve personalized ads through third-party ad networks like Google AdMob.</li>
  </ul>

  <h2>2. How We Use Your Information</h2>
  <ul>
    <li>To provide, maintain, and improve app functionality</li>
    <li>To understand user behavior and improve experience</li>
    <li>To serve relevant advertisements</li>
    <li>To comply with legal obligations</li>
  </ul>

  <h2>3. Advertising and Analytics</h2>
  <p>We use third-party services such as Google AdMob and analytics tools to show ads and monitor app performance. These services may collect your device’s Advertising ID and behavioral data.</p>
  <p>You can opt out of ad personalization through your device settings:</p>
  <ul>
    <li><strong>Android:</strong> Settings > Google > Ads > Opt out of Ads Personalization</li>
    <li><strong>iOS:</strong> Settings > Privacy > Apple Advertising > Limit Ad Tracking</li>
  </ul>

  <h2>4. Data Sharing</h2>
  <p>We do not sell your personal data. However, we may share non-personally identifiable information with third-party partners for:</p>
  <ul>
    <li>Ad delivery and personalization</li>
    <li>Usage tracking and analytics</li>
    <li>Legal compliance</li>
  </ul>

  <h2>5. Data Security</h2>
  <p>We use industry-standard security practices to safeguard your data. However, no electronic system is completely secure, and we cannot guarantee absolute protection.</p>

  <h2>6. Children’s Privacy</h2>
  <p>This app is not intended for children under 13 years of age. We do not knowingly collect data from children under 13. If such data is discovered, we will delete it promptly.</p>

  <h2>7. Changes to This Privacy Policy</h2>
  <p>We may update this Privacy Policy periodically. We encourage you to review this page regularly. Continued use of the app constitutes your acceptance of any changes.</p>

  <h2>8. Contact Us</h2>
  <p>If you have questions or concerns regarding this Privacy Policy, please contact us at:</p>
  <p>Email: mindcraftlearning97@gmail.com</p>

  <hr />

  <h1>Terms of Use</h1>

  <h2>1. Acceptance of Terms</h2>
  <p>By downloading or using <strong>UPSC and BPSC Guide</strong>, you agree to be bound by these Terms of Use. If you do not agree, please do not use the app.</p>

  <h2>2. License</h2>
  <p>We grant you a limited, non-transferable, non-exclusive, revocable license to use the app for personal and non-commercial purposes, subject to these terms.</p>

  <h2>3. User Conduct</h2>
  <ul>
    <li>Do not misuse or interfere with the app functionality.</li>
    <li>Do not attempt to reverse engineer or copy the app’s code or content.</li>
    <li>Do not use the app in violation of any applicable law or regulation.</li>
  </ul>

  <h2>4. Intellectual Property</h2>
  <p>All content, design, graphics, and code are the intellectual property of the developer unless otherwise stated. You may not reproduce or redistribute any part without permission.</p>

  <h2>5. Termination</h2>
  <p>We reserve the right to terminate or suspend access to the app at our discretion, without notice, for any breach of these terms.</p>

  <h2>6. Disclaimer</h2>
  <p>The app is provided “as is” without warranties of any kind, express or implied. We do not guarantee that the app will be error-free or uninterrupted.</p>

  <h2>7. Limitation of Liability</h2>
  <p>We are not liable for any direct, indirect, or incidental damages arising out of the use or inability to use the app, even if we have been advised of the possibility of such damages.</p>

  <h2>8. Changes to Terms</h2>
  <p>We reserve the right to update these Terms of Use at any time. Continued use of the app means you accept the new terms.</p>

  <h2>9. Contact</h2>
  <p>If you have any questions regarding these Terms of Use, please contact us at the same details provided above.</p>

  <hr />
  <p style="text-align: center;"><strong>Thank you for using UPSC and BPSC Guide!</strong></p>
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