Chama Lite

Chama Lite is a lightweight browser-based tracker for Kenyan chamas (informal savings groups). It helps a treasurer record chama details, members, contributions, loans, and simple member-level reports without any backend services.

How to Run

• Clone or download this project.
• Open index.html in any modern desktop or mobile browser.
• All data is stored locally in the browser via localStorage.

Core Features

• Manage multiple chamas, each with its own members and transactions.
• Record contributions and loans, then mark loans as repaid.
• View per-member summaries (total contributed, total borrowed, net position).
• Import/Export JSON snapshots for backup or sharing.

Data Persistence

• State is saved under the chamaLiteDataV1 key in localStorage.
• The app initializes with an empty data template if nothing exists or the stored JSON is invalid.

Limitations

• Single-user, single-device experience; no authentication.
• Browser localStorage can be cleared by users or privacy tools.
• No real-time collaboration or SMS/WhatsApp integration.
• Financial calculations are basic; no interests, penalties, or schedules beyond raw totals.

Future Enhancements

• Multi-user accounts with secure authentication.
• Cloud sync or backend service for cross-device access.
• Advanced analytics (charts, forecasts, savings goals).
• Optional reminders or notifications for contribution cycles.