Instant Insurance

Receive your insured items immediately after death!

Prapor and Therapist's teams have been reorganized — they're now faster and more efficient at recovering your items, delivering them straight to your equipment.

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NOTICE: This mod processes insurance immediately ONLY AFTER DEATH. When surviving a raid, your items dropped in-raid goes through the regular insurance system.

NOTICE: Be sure to insure the items you want to keep.

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Configuration

In the configuration file config.json

• SimulateItemsBeingTaken - If enabled, items can be taken before the insurer can retrieve your item. Default is true
• LoseInsuranceOnItemAfterDeath - If enabled, insurance status will be lost on death. Default is true
• LoseAmmoInMagazines - If enabled, ammo that is loaded into an insured magazine will NOT be kept. Default is false

Installation

• Extract the contents of the .zip archive into your SPT directory.

Demonstration

Thank you DrakiaXYZ for the gif

Recommended Mods

• Mods that alter insurance prices and/or insurance return percentages. It is recommended to increase insurance prices to balance the changes done by this mod. SVM by GhostFenixx, and TraderQOL by Mattdokn provides options for changing insurance related options

Compatibility

• Tested to be compatible with Project Fika

Frequently Asked Questions

FAQs

Why am I losing some of my items even though SimulateItemsBeingTaken is false?

• Insurance is processed immediately ONLY AFTER DEATH. When surviving a raid, your items dropped in-raid goes through the regular insurance system
• You can still lose items if they're uninsured
• Inspect your server logs, they contain information on how your items were processed after the raid ends

I'm still losing my items in laboratory, is there a way to change this?

• SimulateItemsBeingTaken is overridden if insurance is disabled on the map. You can use SVM by GhostFenixx to enable insurance inside laboratory, Raid Settings -> Misc -> Working insurance inside Laboratory is checked

Changes from Insurance Plus

A huge thank you to Mattdokn for allowing me to continue his work on Insurance Plus

• Simulate items being taken as an option. Some items might still get sent by mail when the container that holds the item is taken, but not the item itself
• Uses SPT methods to simulate items being taken, thank you SPT team!
• Ported to the new SPT C# Server

Policy Notice: Insurance scamming is not tolerated. Those items dropped in-raid will be processed through the regular insurance system.